Man sitting at a table using a calculator

Privacy Statement

What Does Texas Community Bank Do With Your Personal Information?

Rev. Date 12/2016

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number
  • Transaction history
  • Income
  • Assets
  • Account Balances
  • Employment information
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Texas Community Bank chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Texas Community Bank Share? Can You Limit This Sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We don't share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call (956) 722-8333 or submit your question to asktcb@tx-communitybank.com 
What We Do
How does Texas Community Bank protect my information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
In addition to physical, electronic and procedural safeguards, we also limit information access to those employees who require that information in order to provide products and services to you.
How does Texas Community Bank collect my information? We collect your personal information, for example, when you
  • Open an account
  • Pay your bills
  • Apply for a loan
  • Make deposits or withdrawals from your account
  • Give us your contact information
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
(See below for more on your rights under state law.)
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
Texas Community Bank does not share with our affiliates.
Non‑Affiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
Texas Community Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Texas Community Bank doesn't jointly market.
Other Important Information
The Texas Community Bank is chartered, licensed or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against the Texas Community Bank should contact the Texas Department of Banking through one of the means indicated below, in person, or by U.S. Mail:

2601 North Lamar Boulevard, Suite 300
Austin, Texas 78705-4294
Telephone No. 1-877-276-5554 (toll free)
Fax No. (512) 475-1313