IRS Stimulus Direct Deposit Preparation: Our best estimate is that the first round of stimulus funds, although unposted, will be available for use beginning January 1, 2021. These deposits are scheduled to be posted to your account on January 4, 2021. We receive ACH files containing Direct Deposits from the Federal Reserve twice within a Business Day. If your Stimulus Direct Deposit arrived, you will either view your incoming ACH deposit credit before the Bank opens or at around 3:00 PM CST. For any questions or helpful information related to the status of your Stimulus Direct Deposit, please visit the following link from the U.S. Treasury https://www.irs.gov/coronavirus/get-my-payment. To help review your most recent Account history and balance, you can use our NetTeller Online Banking site, Mobile Banking app, or TCB iTalk number 1-844-842-7211.