Savings and Money Market Accounts

Texas Star Savings

Description: Traditional savings account with some limitations on the number of transactions per month.

Min to Open: $100                 $250 (Minimum daily balance)

Fees: If your minimum daily balance during the statement cycle is:

  • Less than $250-$3 per month
  • $250 or greater-No charge

Free Netteller Online Banking; Unlimited InTouch automated calls

Transaction Limitations: Transfers from savings accounts to another account or third parties by preauthorized, automatic, or telephone transfers, draft or similar order to third parties are limited according to federal regulation.

**There are no limitations for ATM transactions, mail withdrawals or in person.

$10.00 per item will be assessed for each transaction that exceeds the transaction limitations.

Other related charges: Current postage fee will apply if customer does not elect to receive electronic statement; Optional Electronic Bill Payment Services - $5 per month

Texas Star Money Market

Description: Earn market-based rates on your dollars with some limitations on the number of transactions per month.

Min to Open: $2,500              $2,500 (Average daily balance)

Fees: If your average daily balance during the statement cycle is:

  • Less than $2,500-$15 per statement cycle
  • $2,500 average daily balance or greater-no charge
  • Interest is forfeited if average daily balance falls below $2,500

Free Netteller Online Banking; Unlimited InTouch automated calls

Transaction Limitations: Transfers from a MMA account to another account or to third parties by preauthorized, automatic, or telephone transfers, checks, draft or similar order to third parties are limited according to federal regulation.

**There are no limitations for ATM transactions, mail withdrawals or in person.

$10.00 per item will be assessed for each transaction that exceeds the transaction limitations.

Other related charges: Current postage fee will apply if customer does not elect to receive electronic statement; Optional Electronic Bill Payment Services - $5 per month

Five Star Money Market

Description: Special MMA on which interest rate increases based on combined checking/savings balances for the relationship.

Min to Open: $10,000            $10,000 (Average combined daily balance)

Fees: If your average combined daily balance during the statement cycle is:

  • Less than $10,000-$15 per statement cycle
  • $10,000 or greater-no charge
  • Enhanced rate*
            *Enhanced rate is based on combined balances with a tier rate structure. 
             Contact a bank representative for additional information.
          

Free Netteller Online Banking; Unlimited InTouch automated calls

Transaction Limitations: Transfers from a MMA account to another account or to third parties by preauthorized, automatic, or telephone transfers, checks, draft or similar order to third parties are limited according to federal regulation.

**There are no limitations for ATM transactions, mail withdrawals or in person.

$10.00 per item will be assessed for each transaction that exceeds the transaction limitations.

Other related charges: Current postage fee will apply if customer does not elect to receive electronic statement; Optional Electronic Bill Payment Services-$5 per month

Secure Online Banking