Checking Accounts

Checking account Options:

Free Star Checking

Description: A no-cost, no-frills consumer checking account.

Min to Open: $100                 No minimum balance required

Fees: No minimum balance required; no monthly service charge; Unlimited check writing; Unlimited Texas StarCard transactions; No images-statement only; Free Netteller Online Banking; Unlimited InTouch automated calls

Other Related Charges: Current postage fee will apply if customer does not elect to receive electronic statement; Optional Electronic Bill Payment Services-$5 per month

Lone Star Checking

Description: A traditional checking account for consumer customers who prefer to receive check images with their statement.

Min to Open: $100                 $1,000 (Minimum daily balance)

Fees: If your minimum daily balance during the statement cycle:

  • Less than $1,000-$10 per statement cycle plus $.15 per debit in excess of 20  debits.
  • Greater than $1,000-no charge

Free Netteller Online Banking; Unlimited InTouch automated calls

Other Related Charges: Current postage fee will apply if customer does not elect to receive electronic statement; Optional Electronic Bill Payment Services-$5 per month

Rising Star Checking

Description: An account specifically designed for high school and college students (>16 yrs<25).  All electronic account with no checks issued, but unlimited Texas StarCard transactions.

Min to Open: $100                No minimum balance required

Fees: No minimum balance required; no monthly service charge; Unlimited Texas StarCard transactions; Free Netteller Online Banking; Unlimited InTouch automated calls

Other Related Charges: Current postage fee will apply if customer does not elect to receive electronic statement; Optional Electronic Bill Payment Services-$5 per month

If you have questions or would like additional information please utilize our secure on-line form or e-mail us. You may also contact a Personal Service Representative at any of our convenient branch locations.