Rising Star

Learn to manage money and prepare for the cost of higher education, a new car or whatever your future may have in store for you.

You may still rely on financial help from your parents or other family members, but it’s not too early to start cultivating sound money-management habits.  Many financially sound young adults accomplished their goals through careful financial planning that began when they were students.

How can you start on the path to becoming a “Rising Star”?

1. Become a "Rising Star"

Learning to save money in your teens and college years is an excellent habit that will train you to be a good money manager for the rest of your life. Set a goal for your money and start saving NOW.  If you have no immediate goals, your goal can be to have a “money cushion” for when that important need for cash occurs. 

Texas Community Bank offers an array of accounts for high school and college students:

  • Texas Star Savings Account Our traditional savings account
  • Rising Star Checking Account An Account specifically designed for high school and college students 16 years to 25 years old.  An all electronic account with no checks issued.
  • Free Star Checking Account Our no-cost, no-frills consumer checking account.   
  • Start a checking account – A checking account provides a means to learn how to responsibly handle cash, make smart financial decisions and keep track of your spending records.  Whether you use a debit card or paper checks, your checking account can help you manage your budget, including paying your bills on time and balancing your checkbook.  With these good habits, you can start building a good credit reputation now.

2. Plan in Advance for College

It’s never too early for pre-college students and their families to identify and earmark the financial resources they have available to fund a college education-whether from savings, loans, grants scholarships or work income.

Tips for Becoming a "Rising Star"

  • Set a savings goal and keep track of your progress
  • If you have a job, don’t spend everything you make
  • Record ALL your transactions daily for your checking and savings accounts, whether they are made with debit or credit cards and deposit slips
  • Know your account details such as overdraft charges, interest rates, withdrawal restrictions, minimum balances, etc. 

For help determining the best practices and products for the sound and productive money management during your particular life stage, please contact us at 1-956-722-8333 or email us.

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